Investor Presentation

Latest investor presentation - updated regularly

Content Overview

Norwegian Economy

  • Strong fundamentals

SpareBank 1 Alliance

  • 2nd largest Norwegian financial group by assets
  • The Alliance has a market share of approx. 25% of residential mortgage lending
  • 12 savings banks, highly integrated cooperation 

SpareBank 1 Boligkreditt: Cover Bond Issuer (Aaa)

  • Aaa rated covered bonds backed by high quality residential mortgages 
  • Mortgages originated by SpareBank 1 parent banks
  • Green covered bond issuer since 2018

Norwegian Housing and Mortgage Market

  • High home ownership rate
  • Strict mortgage underwriting standards and regulation

Covered Bond Legislation

  • Harmonized covered bond law and regulation according to the EU covered bond directive