Investor Presentation

Latest investor presentation - updated regularly

Content Overview

Norwegian Economy

  • Strong fundamentals

SpareBank 1 Alliance

  • 2nd largest Norwegian financial group
  • 14 savings banks, highly integrated cooperation 

SpareBank 1 Boligkreditt: Cover Bond Issuer (Aaa)

  • Aaa rated covered bonds backed by high quality residential mortgages cover pool
  • Green covered bond issuer

Norwegian Housing and Mortgage Market

  • High home ownership rate
  • Strict mortgage underwriting standards and regulation

Covered Bond Legislation

  • Specialist Banking Principle 
  • Dual recourse, prioritised right of claim over the cover pool assets, special pool examiner, risk limits