Pillar 3 reporting

The purpose of Pillar 3 forSpareBank 1 Boligkreditt is to complement the minimum requirements of Pillar 1 and the supervisory review process of Pillar 2. Pillar 3 is intended to improve market discipline and transparency of information enabling the market, including analysts and investors, to assess the institution's key pieces of information on the scope of application, capital, risk exposures, risk assessment processes, and hence the capital adequacy of the institution.

The public reporting requirements in Pillar 3 are particularly important when the banks and institutions may freely use their own models and methods to calculate their capital requirements.


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